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Commercial Mortgage Broker
Obtaining the necessary finances to finance commercial property may appear to be tough due to changing interest rates and other terms. It will take some time to analyze all the options, and choosing the wrong lender might cost you more in the long run.
Commercial Mortgage Broker
What Does a Commercial Mortgage Broker Do?
A commercial mortgage broker serves as an intermediary between borrowers and lenders. Instead of approaching multiple financial institutions individually, borrowers work with one experienced team that evaluates their financing needs and presents suitable loan options from a network of lenders.
This approach can save time, reduce unnecessary applications, and provide access to financing programs that may not be available through a single lender.
A commercial mortgage broker can assist with:
- Purchasing commercial properties
- Refinancing existing commercial mortgages
- Investment property financing
- Owner-occupied commercial buildings
- Construction and development financing
- Bridge loans
- Multifamily property financing
- Portfolio expansion
Every financing request is different, which is why understanding your investment strategy is an important first step.
What we arrange
Commercial Mortgage Programs
01
Commercial Property Purchase Loans
Financing for investors and business owners purchasing income-producing or owner-occupied commercial real estate.
02
Commercial Mortgage Refinance
Refinancing may help improve loan terms, lower monthly payments, access available equity, or replace existing financing with a structure that better fits your current objectives.
03
Bridge Financing
Short-term financing designed for acquisitions, renovations, repositioning projects, or situations where permanent financing will be secured later.
04
Construction Financing
Funding solutions for new construction, major renovations, and commercial development projects.
05
Multifamily Property Loans
Financing options for apartment buildings and other residential income-producing properties.
06
Owner-Occupied Commercial Mortgages
Financing for businesses purchasing or refinancing the property where they operate.
Commercial mortgage broker in Houston
Why Work With a Commercial Mortgage Broker?
Going to one bank gives you one answer. A commercial mortgage broker compares options across several lenders, structures the request to fit how lenders evaluate it, and manages the process until closing, so you can focus on the property and your business.
More options
Many lenders
Banks, credit unions, private lenders and debt funds each have their own rules. We know which types of lenders fit which projects.
Better structure
The right fit
Rate matters, but so do the term, amortization, prepayment terms and covenants. We help you compare the full picture.
Less work for you
One point of contact
We prepare the loan package, answer lender questions and keep the closing on track.
Property types we finance
- Office and medical office buildings
- Retail centers and shopping plazas
- Industrial, warehouse and flex space
- Multifamily and apartment buildings
- Mixed-use properties
- Hospitality and special-purpose properties
Who we work with
- Real estate investors buying or refinancing
- Business owners buying the building they operate in
- Developers and builders
- Owners repositioning or renovating a property
- Investors expanding their portfolio
Bellford Capital is based in the Houston area and works on commercial projects across Texas.
How it works
How Our Broker Process Works
STEP 01
Understand your goals
We learn about the property, your plans for it, the amount you need and your timeline.
STEP 02
Shop the market
We identify lenders and loan programs suited to your project and compare the terms they can offer.
STEP 03
Package your request
We help prepare the financials, rent roll and property details lenders need, so your request is clear and complete.
STEP 04
Negotiate and close
We help you compare term sheets, then stay involved through underwriting, appraisal and closing.
Questions
Commercial Mortgage Broker FAQs
What does a commercial mortgage broker do?
A commercial mortgage broker connects borrowers with lenders. We review your project, find lenders and loan programs that fit, help prepare the loan request and guide you through to closing, instead of you applying to each lender on your own.
Is it better to use a broker or go directly to a bank?
Going directly to your own bank can work well if they offer the right terms. A broker is useful when you want to compare several options, when your project does not fit a typical bank box, or when you want help preparing and managing the process.
How are commercial mortgage brokers paid?
Broker fees vary by project. They are usually a percentage of the loan amount and may be paid at closing. We explain any fees clearly before you move forward.
How long does a commercial mortgage take to close?
Timing depends on the lender, the property and how complete your application is. Complex or larger projects take longer. Bridge loans can often close faster.
What do I need to apply for a commercial mortgage?
Lenders usually ask for property details and the purchase contract, rent roll and operating statements for income properties, recent tax returns, a personal financial statement and a description of your plans for the property.
Do you only work in Houston?
We are based in the Houston area and work with borrowers across Texas. Contact us about your project and we will let you know how we can help.
Looking for a specific type of financing? See our commercial real estate loans, bridge loans, SBA loans in Houston and commercial lending.
Commercial Mortgage Broker
Tell Us About Your Project
Share a few details and our team will get back to you about your commercial mortgage request.
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