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Commercial Mortgage Rates in Texas
Rates depend on the property, how much you borrow against its value, and your finances. Tell us about your deal and we will walk you through the options.
What we arrange
What Affects Your Rate
01
Property type and income
Stable income properties such as apartments or retail are often priced differently from specialty properties such as hotels or gas stations.
02
Loan size and cash flow
The less you borrow against the value, and the stronger the income, the better the terms can be.
03
Borrower strength
Credit, liquidity and experience with similar properties all play a role.
Questions
Commercial Mortgage Rates FAQs
What affects commercial mortgage rates?
The property type, how much you borrow against its value, the income, the loan term and your finances.
Are commercial mortgage rates fixed or variable?
Both exist. Some loans fix the rate for a set period and others adjust with an index. Ask which fits your plan.
How do commercial rates compare with home mortgage rates?
Commercial loans usually have shorter terms and are priced on the income and risk of the property, so the numbers differ from home loans.
Exploring other options? See our commercial real estate loans, bridge loans and SBA loans in Houston.
Commercial Mortgage Rates
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